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ACCEPTED DESIGN FOR A MONUMENT TO MARK THE GRAVE OF MARY BAKER EDDY, FOUNDER OF THE CHRISTIAN SCIENCE CHURCH. THE SITE IS BESIDE AN ARTIFICIAL LAKE IN THE FAMOUS MOUNT AUBURN CEMETERY, BOSTON, MASSACHUSETTS

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HE erection of a monument to mark the grave of Mary Baker Eddy, is altogether fitting. Many pilgrims annually visit Boston out of a reverent love for the founder of their faith. It is natural for them to seek her grave, and certainly disappointing to them not to find it suitably marked. Such a monument is not built, as some others might be, lest the world forget. It is the fruit of a sentiment. more difficult of definition, and at the same time more universal-a complex sentiment made up of reverence, of faith, of personal affection, a feeling not dissimilar to that which creates all art-a desire to embody thought, to surround ourselves with objects expressive of experience, of

spiritual faith, of the soul's delight. Poor, indeed, is the city that feels no need for monumental expression of the civic spirit. By such things life is enriched. The objects that we pass daily speak to us of the solemn victories of the spirit.

So is New England now to be enriched by a every beautiful embodiment of a reverent and loving thought.

I say beautiful, for the design illustrated above is full of promise. The circular architrave, upheld by graceful columns, is open to the sky. It guards a flower-covered mound of earth, sleep and life. Around are ample approaches, at once familiar and removed. The whole is beautiful because it is reverent and loving.

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FREDERIC MANLEY'S POEMS OF

CHILDHOOD

HE humor and ideality of childhood are very lovingly and tenderly embodied in a number of poems by Frederic Manley, now for the first time gathered into a volume by C. C. Birchard and Company, of which publishing house Mr. Manley was a member, until his death. The book is essentially new, although of the one hundred and fifteen poems included in the volume, a number have appeared in the publication of Silver, Burdett and Company. The volume takes its title, "A Monkey's Tail," from one of the most delightful bits of humor and gaiety to be found in the entire range of such literature.

The secret of it all-of the success of these verses-is legible in a portrait of Mr. Manley, with which the book is embellished. This is a reproduction of a painting by the well-known portrait artist, Frank H. Tompkins. The portrait reveals a personality, one with life in sympathy, but detached, with a quiet nobility, from the main life-currents of selfishness and greed. At the same time, it shows an active and outreaching spirit, with sympathies that go out after shy and slinking things, such as would never come to the apprehension of a merely passive nature. To such a one the world of childhood opens. Thus it happens, quite unusually for work of this kind, that the verses are not reminiscent of the poet's own childhood, but purely objective and sympathetic with the child-life about him. Always the mature man is there; but he is not to be discovered by literal criticism, like that of the German "higher critics."

I am sure that any mother who places this little blue-covered book, with its gold top, and its yellow

moon, on nursery or sleeping-room table, where the little reader may discover it for herself (why do I find myself saying her? Something in the volume suggests always a little girl), will be rewarded some hour by a little quiet followed by a surprised and ringing laugh. "The Monkey's Tale," or "Me Little Chinee Boy," or "A Friend in Need" will have found its own. Is not that something quite worth while?

But these poems are not without a mission to those long past the years of childhood. For the cheer and goodwill which they voice is, in each instance, a victory over fate-a cheer wrung from destiny by a strong compelling will. Artistically, they achieve a union of the music of thought and the music of words, that, once achieved, renders all question of verse-form an impertinence. Mr. Manley employs the most simple rhythms, and treats them with freedom and facility. There is no slavish linepolishing, no emphasis of form over matter. The form is never an interference, never a first concern. seems to be, in each instance, unconsciously adopted. This is SO charming, and refreshing, that one is inclined to ask if Mr. Manley did not learn some more mighty work, through which his unquestionable gifts might receive more substantial recognition.

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We quote the following charming bit of humor and sympathy as thoroughly characteristic:

ME LITTLE CHINEE BOY Me little Chinee boy, my name's Billy Tong,

Help father washee sclubee clothes light along,

Sclub, sclubee, sclub till the day all die, Then Billy Tong go away and cly.

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LOOKING DOWN STATE STREET FROM THE OLD COLONY TRUST COMPANY BUILDING

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BANKS AND THE PUBLIC

By ETHEL SYFORD

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RUNNING THE MECHANISM OF CREDIT

ERHAPS something of the purpose of this article may be stated thus:

I. Inasmuch as there is no other institution in American society so closely allied to the people, so cooperative to their need and development, so thoroughly an affair of the people, as are the National Banks and the Trust Companies, to increase interest in understanding what a bank is and to know what banks are banks.

II. To make for a more intimate understanding of the profession of those men whose integrity and understanding and expert sagacity have been an invaluable service and who have all too thanklessly guided and developed and quickened the efforts and industry and wrought the very aspect of the nation, by increasing an interest in what they accomplish.

III. To show that, whether you consider it from the point of advantage to yourself or of your duty to the community, that you should have a deposit account and that the only logical place for it, the only proper place for it is in a National Bank or a Trust Company. Also, to make a plea that you choose your bank because you know and understand why you do so and because you have been interested enough to find out how to choose it and why you made your final choice.

In other words, I should like to make a plea for more intelligence. concerning this vital subject, because there is none more vital and none which is closer to the very existence of every individual and none concerning which the ordinary person knows

less. That there is a persistent need for such knowledge is evidenced by the faulty legislation and administration of those who are in the government arena every now and then as well as by the economic ignorance of the vast body of laymen, which body may be divided up to include the ordinary business man.—(for he as a rule has only the most superficial idea of the basic facts which govern money and banking),— women, who, though they play a constant and incessant part in the expenditure of the nation, though they are the most frequent members of committees for aid and even for civic improvement, though they frequently find themselves left guardians and executors of insurance or of an estate, must almost as a body plead guilty to lack of any knowledge of what a bank really is or even how to use one after some lawyer selects one for them, and most shamefacedly do I add, the teachers and the professors of the country. Perhaps it is because of a lack of association with much "collateral," as a rule, that they have so hazy a notion of it. Seriously, with the exception of those men in the field of economics who make it their life-work, there is no set of individuals as inanely ignorant of any knowledge of the functions of money or of the operations of a bank as are the pedagogues who pass through the universe as intellects. The Banking Act in the form in which it went to Congress is the best instance possible of this fact. Had it not been for the overhauling which it received through the fight that such men as

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