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NEW AND RECENT BOOKS.

Life in Ancient Egypt and Assyria. By G. MASPÉRO, late Director of Archæology in Egypt, and Member of the Institute of France. Translated by ALICE MORTON. With 188 Illustrations. 12mo. Cloth, $1.50.

"Only a writer who had distinguished himself as a student of Egyptian and Assyrian antiquities could have produced this work, which has none of the features of a modern book of travels in the East, but is an attempt to deal with ancient life as if one had been a contemporary with the people whose civilization and social usages are very largely restored."- Boston Herald. The ancient artists are copied with the utmost fidelity, and verify the narrative so attractively presented."-Cincinnati Times-Star.

"A lucid sketch, at once popular and learned, of daily life in Egypt in the time of Rameses II, and of Assyria in that of Assurbanipal.. As an Orientalist, M. Maspéro stands in the front rank, and his learning is so well digested and so admirably subdued to the service of popular exposition, that it nowhere overwhelms and always interests the reader."-London Times.

New Fragments. By JOHN TYNDALL, F. R. S., author of "Fragments of Science," ""Heat as a Mode of Motion," etc. 12mo. 500 pages. Cloth, $2.00. Among the subjects treated in this volume are "The Sabbath," "Life in the Alps," "The Rainbow and its Congeners,' "Common Water," and "Atoms, Molecules, and Ether-Waves." In addition to the popular treatment of scientific themes, the author devotes several chapters to biographical sketches of the utmost interest, including studies of Count Rumford and Thomas Young, and chapters on "Louis Pasteur, his Life and Labors," and "Personal Recollections of Thomas Carlyle."

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Tyndall is the happiest combination of the lover of nature and the lover of science, and these fragments are admirable examples of his delightful style, and proofs of his comprehensive intellect."-Philadelphia Evening Bulletin.

"The name of this illustrious scientist and littérateur is known wherever the English language is the mother tongue, or is even freely spoken. Whatever he does or says comes with a stamp of authority as from one who speaks with power, knowing whereof he affirms. He is able and effective, both as a talker and writer, as scientist or teacher. To those who know anything of Prof. Tyndall's life and labors, scientific or literary, it is superfluous to say that his utterances bring his hearers or readers face to face with the latest knowledge on the subject he discusses."-New York Commercial Advertiser.

The Dog in Health and in Disease.

By WESLEY MILLS, M. D., 'A Text-Book of D. V. S., author of "A Text-Book of Animal Physiology," Comparative Physiology," etc. With colored plate, 38 full-page cuts, and numerous other Illustrations. Cloth, $2.25.

12mo.

The author of this work has undertaken, in a clear, concise, untechnical way, to supply the large class of intelligent dog owners and breeders, and veterinarians, with the information necessary for the proper care, management, and treatment of the dog in health and disease. His well-known reputation as a writer and lecturer on human and veterinary physiology, his special study of canine diseases, and his long experience as a breeder of dogs, insure a thorough and correct handling of the subject.

"The library of every one interested in the dog should contain a copy of this work."-American Stock-keeper, Boston.

"The numerous illustrations in the book have been drawn from various sources, especial pains having been taken to furnish models for judging the various breeds of dogs in the fullpage plates."-Montreal Witness.

Altogether the work is one of great use to the breeder and the veterinary student, and one that should find a place in every dog-man's kennel-shelf and library."-Forest and Stream.

READY IN MAY.

The Last Words of Thomas Carlyle. Including "Wotton Reinfred," Carlyle's only essay in fiction, and the "Excursion (Futile Enough) to Paris." With Portrait. 12mo. Cloth.

"No complete edition of the Sage of Chelsea will be able to ignore these manuscripts."Pall Mall Gazette.

New York: D. APPLETON & CO., 1, 3, & 5 Bond Street.

RECENT ISSUES IN

APPLETONS' TOWN AND COUNTRY LIBRARY.

No. 89. My Guardian.

By ADA CAMBRIDGE, author of "The Three Miss Kings," "Not All in Vain,"

etc.

"A story which will, from first to last, enlist the sympathies of the reader by its simplicity of style and fresh, genuine feeling. . . . The author is au fait at the delineation of character."Boston Transcript.

"An interesting English story of The Fen Country.' It is a novel out of the usual order. The reader will be absorbed in the fortunes and history it records, and the easy, graceful style of the author will be found thoroughly enjoyable."-Chicago Inter-Ocean.

"The dénoúment is all that the most ardent romance-reader could desire."-Chicago Evening Journal.

No. 88. It Happened Yesterday.

By FREDERICK MARSHALL, author of "Claire Brandon." 12mo. Paper, 50 cents; cloth, $1.00.

This is a story which shows a subtle and admirable literary art; a story, in some respects, characteristic of "the end of the century," but one which, unlike many of the latter-day essays in what may be termed psychological fiction, succeeds in arresting and holding the reader's attention. In some respects the author shows a gain upon Claire Brandon, which will be remembered as a work of admirable quality.

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No. 87. Not All in Vain.

By ADA CAMBRIDGE, author of "The Three Miss Kings," etc. 12mo. Paper, 50 cents; cloth, $1.00.

"A worthy companion to the best of the author's former efforts, and in some respects superior to any of them."-Detroit Free Press.

"The author has had a story to tell, a very interesting and unusual story it is, and she has kept to it with an amount of self-control that is as rare as it is gratifying to the reader. Its surprises are as unexpected as Frank Stockton's, but they are the surprises that are met with so constantly in human experience. A better story has not been published in many moons."

Philadelphia Inquirer.

No. 86. Love or Money.

By KATHARINE LEE, author of "A Western Wildflower," "In London Town," etc. 12mo. Paper, 50 cents; cloth, $1.00.

"In point of cleverness this novel is quite up to the standard of the excellent Town and Country Library in which it appears. Most of the characters are well drawn, and there are some singularly strong scenes in the book."-Charleston News and Courier.

"A clever, well-written novel, full of interest from beginning to end."-Brooklyn StandardUnion.

No. 85. The Flight of the Shadow.

By GEORGE MACDONALD, author of "Malcolm," "Annals of a Quiet Neighborhood," etc. 12mo. Paper, 50 cents; cloth, $1.00.

"It is extremely entertaining, contains a charming love-story, and is beautifully written, like everything from Mr. MacDonald's pen. "-St. Paul Pioneer-Press.

"Mr. MacDonald's novels have a host of admirers, who will eagerly welcome a new one from the same prolific pen."-Syracuse Herald.

No. 84. A Widower Indeed.

By RHODA BROUGHTON and ELIZABETH BISLAND. 12mo. Paper, 50 cents; cloth, $1.00.

"Done with masterly skill. The whole work is strong and well worth reading."-New York Journal of Commerce.

"The story is written with great strength, and possesses a powerful interest that never flags."-Boston Home Journal.

New York: D. APPLETON & CO., 1, 3, & 5 Bond Street.

7

FINANCIAL CONDITION, JUNE 30, 1891,

OF THE

NEW YORK LIFE INSURANCE COMPANY,

WILLIAM H. BEERS, President.

INSURANCE Department oF THE STATE OF NEW YORK,

ALBANY, N. Y., January 19, 1892.

Pursuant to statute, and by request of the Company's Board of Trustees, the undersigned, Superintendent of the Insurance Department of the State of New York, has caused an examination of the conditions and affairs of the NEW YORK LIFE INSURANCE COMPANY to be made by the Deputy Superintendent of this Department.

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This examination was made as of June 30, 1891, and on that date we find that its assets and liabilities were as follows:

ASSETS.

1. Appraised value of real estate owned by the Company as per Exhibit 1
2. Loans on bond and mortgage (first liens) on real estate, as per Exhibit 2
3. Loans secured by pledge of bonds, stocks, or other marketable collaterals,
as per Exhibit 3

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4. Premium notes, loans or liens on policies in force, the reserve on each of such policies being in excess of all indebtedness thereon, as per Exhibit 4, 5. Market value of bonds, stocks, and securities owned absolutely, as per Exhibit 5

6. Cash in Company's office

7. Cash in bank, except fixed deposits in foreign countries, included in Item 5, 8. Interest due and accrued on bonds and mortgages

$13,225,038 59 20,825,483 64

3,509,500 00

438,868 00

75,016,949 92 14,092 65 2,610,094 52 427,210 31

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LIABILITIES AND SURPLUS.

1. Net present value of all the outstanding policies in force on the 30th day of June, 1891, computed according to the combined experience table of mortality with 4 per cent interest

2. Deduct net value of risks of this Company re-insured in other solvent companies

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$120,710,690 64

105,010,324 00

402, 120 00

$104,608,104 00

39,019 00 990,507 00

4. Claims for matured endowments due and unpaid

5. Claims for death-losses unpaid [proofs and vouchers not complete]

6. Amounts due and unpaid on annuity claims

7. Liability on account of lapsed policies

8. Premiums paid in advance

9.

Total liabilities on policy-holders' account

10. Gross surplus on policy-holders' account

II. Total liabilities

12. Estimated surplus, accrued on Tontine or other policies, the profits upon
which are especially reserved for that class of policies
13. Estimated surplus accrued on all other policies

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146,550 81

138,481 00

79,353 00

$106,002,014 81 14,708,675 83

$120,710,650 64

8,670,539 50 6,038,136 33

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MICHAEL SHANNON, Deputy Superintendent.

The above total surplus of $14,708,675.83 is exclusive of any amounts due from Agents, and is larger than the surplus of any other purely mutual life insurance company in the world.

"BIC MEDICINE!"

Exclaimed the savage spoiler on the African battle-field, when rifling the poor soldier's knapsack.

"The Superior Medicine" is the unanimous verdict of the civilized world in regard to AYER'S Sarsaparilla. That it is superior to all other blood-purifiers is proved not only by the testimony of leading physicians and druggists, but by the practical test of countless patients covering a period of nearly half a century. AYER'S Sarsaparilla is to-day the most popular alterative in pharmacy-the one on which people place most reliance, its enviable reputation being due, not to sensational advertising, but to substantial merit. Everywhere, the standard Spring Medicine and Specific for all forms of Blood Disease, is

AYER'S Sarsaparilla

Prepared by Dr. J. C. Ayer & Co., Lowell, Mass.

Has cured others, will cure you

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COSTIVENESS

If long neglected, is sure to result in Chronic Constipation, one of the most dangerous conditions of the system. To prevent this, the promptest as well as the safest and most effective remedy is

Ayer's Cathartic Pills

Prepared by Dr. J. C. Ayer & Co., Lowell, Mass.

Every dose effective.

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someness. (See U. S. Gov't Reports.) No other is made from cream of tartar specially refined for it and chemically pure. No other makes such light, sweet, finely-flavored, and wholesome food. No other will maintain its strength without loss until used, or will make bread or cake that will keep fresh so long, or that can be eaten hot with impunity, even by dyspeptics. No other is so economical.

The official chemists of the United States and Canada, State analysts, municipal boards of health, and physicians indorse the great qualities of the Royal Baking Powder.

Gold Medal, Paris Expositions,
1878 AND 1889.

JOSEPH GILLOTT'S
STEEL PENS.

THE MOST PERFECT OF PENS.
FOR ARTISTIC USE in Fine Drawings, Nos. 659
(The celebrated Crowquill), 290 and 291.

FOR FINE WRITING, Nos. 303, 604, and Ladies',
170.

FOR BROAD WRITING, Nos. 294, 389, and Stub
Point, 849.

FOR GENERAL WRITING, Nos. 404, 332, 390, and
604.

JOSEPH GILLOTT & SONS,
91 John Street, N. Y.

HENRY HOE, Sole Agent.

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