ACCOUNT-BOOKS, 84

Accounts cashier's, 85; collec-
tion of, 85

Advantages, present, and future
prospects, 93
Advertisements: how to answer,

35; specimens of, 94, 95, 96
Advertising for a situation, 36
Estheticism v. athleticism, 119
Agreements and indentures, 38
Alphabet of business rules, 138
Amenities of business life, 61
American writer on the knowledge
of a handicraft, 18

Anxieties of life common to all, 14
Appearances, keeping up, 48, 130
Apprentice, 91; derivation of the
word, 91

Apprentices: advantages of saving
to, 47; runaway, 90; two kinds
of, 91
Apprenticeship, 89; advantages
of, 90; discipline, 90; guarantee
of efficiency, 91; indenture, 91;
objections to, 89; obligations
involved in, 91; trade, 89
Arithmetic: how to obtain pro-
ficiency in, 28; mental, 25;
text-books on, 28; various sys-
tems of, 25

Artisan, economy easy to, 16;
independence of the, 16
Artisans, their better remunera-
tion, 16

Attention, concentrated, essential
to good work, 55

CALENDAR, the golden, 133
Calling, choice of, 12
Calls, etiquette of, 71

Carefulness in the use of office
materials, 56
Cash, petty, 87

Cashier accounts, collection of,
85; bank business, 88; books,
84; cheques, 84; department
of the, 75, 84; errors, acci-
dental, 86; fidelity, guarantees
for, 86; petty cash, 87; postage-
stamps, 87; stamps,
86;
vouchers, collection of, 85
Cassell's Technical Educator,"

115

Character, force of, 125; formation
of the, 10

Cheques, what are they? 84
Chesterfield, Lord, on politeness,
63

Choice of a calling, 12
Christianity, muscular, 119

City and Guilds of London Insti-
tute, 116

:

Claiming one's own, 46
Cleanliness, remarks on, 60
Clerk, the and the artisan, 13;
economy of, 16; market value
of services, 15
Clerks and artisans, wages of,
16, 21, 37, 93; educational
acquirements, 22; effects of
bankruptcy on, 17; geography
essential to, 30; Government,
22; handwriting, 23; office
duties, 23; qualifications for,
22; successful, 21

Clerkship and craftsmanship, 13;

comparison with artisanship, 15
Code of life rules, 135
Comfort and muddle, 130
Commercial geography and his-
tory, text-books on, 29
Commission agents, 97
Complaisance not always com-
mendable, 66
Continental languages, hints on
the acquisition of, 25, 31, 32
Conversation with superiors, 70
Copying letters, 81

Correspondence, 74, 80; decay
of the commercial style, 80;
a faculty for, 80; foreign lan-
guages, 81; hints to the young
letter writer, 81; ordinary
forms, 81; prompt reply, 82;
shorthand, 81; writing from
dictation, 81

Correspondents in large houses,
83; regular, 81

Counsels and maxims, Miscel-
laneous, 137

Counting-house, the, 73; bank
business, 88; book-keeping, 75;
cashier's department, 75; de-
partmental system, 74; division
of labour in, 73; early work,
75; economy of the, 73; letters,
various treatment of, 74-80;
manager's or partner's room,
74; organisation of, 73
Courtesy, 66

Crime, due largely to intempe-
rance, 49

Currying favour objectionable,
71

Elementary subjects, importance
of, 23
Employé, the, in relation to
employer, 52

Employment, applications for, 35
Employments, genteel and deroga-
tory, 13

Endurance, advantage of a capa-
city for, 120

Enemies, caution respecting, 67
Energy necessary to success, 125
English branches to be studied,
28; text-books on, 29
Errors, accidental, 86
Etiquette, business, 71
Expenditure: keeping a record
of, 45; necessary and voluntary,
44
Expenses of externals, 45

Experience in business, value of,

Fidelity, guarantees for, 86
Food, good, importance of, 50
Foreign languages, 27, 32
Fractions, vulgar and decimal,
28

Franklin's business maxims, 133
Friends, on making, 67

GEOGRAPHY: knowledge of, essen-
tial to clerks, 30; text-books
on, 30

German, importance of, 27
Girard, Stephen, anecdote of, 19
Goodfellowship, how and when it
should be cultivated, 70
Greeley, Horace, on having a
resource for a livelihood, 19
Guilds of London Institute, City,
116

JESUITICAL
against, 127

maxims, caution

Jews, ancient policy of, regarding
industry, 18

LABOUR brain and hand, 14; a
commodity, 15; division of, 73
Languages foreign, 27; books
for learning, 32; four things to
be considered in relation thereto,
33; hints on, 32

Letter, course of a, 74, 80
Letters: care in directing, 78;
checking, 78; copying, 81;
dating, 78; folding and en-
dorsing, 76; indexing, 77, 78;
outward, 77; prompt reply to,
82; received, 76
Letter-writer, hints to the young,
81
Liddiard's code of life rules, 135
Life: early, 9; responsibilities of,
40; rules, 135; stages of, 9

Loans, punctuality in repaying,
44

MAN of business, habits of a,

131; training of, 9
Manager's or partner's room, 74
Market value of a clerk's ser-
vices, 15

Materials, office, carefulness in, 56
Maxims, business, 133, 137;
Jesuitical, 127

Mechanic, inducements for the,
124, 125
Memories, bad, 71
Mental arithmetic, 25

Merchants as important to the
community as manufacturers,
15

Messages, remembering, 63
Method, its value in work, 56
Money, how it is wasted, 46, 49
Muddle and comfort, 130

riors, 64; real and fictitious, 63
Political economy, 33.

"Poor Richard," sayings of, 133
Postage-stamps, 87

"Postal Guide," uses of the, 79
Post Office service, the form for
candidate's references, 97
Power of the will, 40
Professions, the liberal, 13
Promises, not to be lightly given,
effects of their breach, 69
Prospects, future, and present ad-
vantages, 93

Providence and thrift, 130
Public speaking, uses of, 123
Punctuality, how to attain, 55

QUALIFICATIONS for clerkships,