What I claim as new, and desire to secure by letters patent, is: 1. A concrete pavement laid in detached blocks or sections, substantially in the manner shown and described. 2. The arrangement of tar paper, or its equivalent, between adjoining blocks of concrete, substantially as and for the purpose set forth." the character of the material, making a joint, The only defense set up in the answer is noninfringement. After a hearing, on proofs, the circuit court dismissed the bill, on the ground that the defendant's pavement did not infringe either one of the two claims of the patent. In California Arti. 8. P. Co. v. Freeborn, 8 Sawy. 443, in the District of California, in January, 1883, it was held, that, where nothing was interposed in the joint between a newly laid block and one laid before, but, after the material in the newly laid block had partially set, a blunt and rounded joint marker, of an inch in depth, was run along the line between [406) the newly laid block and the one laid before, there was no infringement. ond claim of the reissue was infringed by a con- This patent has been construed by several The evidence in the present case shows that In California Arti. 8. P. Co. v. Molitor, 7 Sawy. 190, in the District of California, in May, 1881, the defendant's pavement was made by cutting a lower course into sections with a trowel, to a greater or less depth, according to "allows the several blocks to heave separately, [481] blocks. The patentee, in the disclaimer, ex-in crror, to recover for the loss of the steam- It appears that the defendant laid his pavement in strips from the curb of the sidewalk inward to the fence, in one mass, and then marked the strip crosswise with a blunt marker, which is made an exhibit, to the depth of about one sixteenth of an inch. But it is not shown that this produced any such division into blocks as the patent speaks of, even in degree. There were no blocks produced, and, of course, there was nothing interposed between blocks. The mass underneath was solid, in both layers, laterally. So far as appears, what the defendant did was just what the patentee disclaimed. The marking was only for ornamentation, and produced no free joints between blocks, and the evidence as to the condition of the defendant's pavements after they were laid shows that they did not have the characteristic features above mentioned as belonging to the patented pavement. Without affirming or disaffirming the constructions given to the patent in the particular cases cited from the circuit courts, we are of opinion that, under any construction which it is possible to give to the claims, the defendant in this case has not infringed. Decree affirmed. True copy. Test: boat Rhode Island. It appeared on the trial that, on the 5th of April, 1880, the Providence and Stonington Steamship Company effected with the Greenwich Insurance Company a policy of marine insurance, numbered 2661, for $10,000, upon The Rhode Island, for the term of six months from date, with an agreement written in the margin as follows: "This policy to continue in force from the date of expiration until notice is given this Company of its discontinuance, the assured to pay for such privilege pro rata for the time used." The policy having been given in evidence, it was thereupon admitted by defendant's counsel that the steamer "Rhode Island" named in the policy was lost by a peril of the sea by running ashore on Bonnett's Point, in Narragansett Bay, November 6, 1880, and thereby suffered damage beyond the amount of the insurance, and that the plaintiff thereafter gave due notice and proof of the loss and interest. The amount of the insurance money and interest to the date of trial was thereupon proved to be the sum of $11,338.18. The defendant's counsel then gave in evidence a letter written on behalf of the plaintiff to, and received by, the defendant on the day it bore date, which was as follows, to wit: "Providence & Stonington Steamship Co., Treasurer's Office "NEW YORK, Oct. 9, 1880. James H. McKenney, Clerk, Sup. Court, U. 8. "The Greenwich Ins. Co., New York: "Gents: Herewith please find our check for sixty-six dolls., being one monthly premium, from Oct. 5 to Nov. 5, '80, on insurance GREENWICH INSURANCE COMPANY, on strs. Massachusetts & Rhode Island, as speci Piff. in Err., (See 8. C. Reporter's ed. 481-484.) Construction of insurance policy-to continue in force until terminated by notice from insured payment for one month, not notice. tion until notice was given to the insurer of its fied in your policies Nos. 2661 & 2662. "Yours resp'y, C. G. BABCOCK, Treas." Plaintiff's counsel admitted that the letter was accompanied by the check of the plaintiff for $66.66, and that no other or further notice was given by the plaintiff to the defendant before the happening of the loss. The evidence being closed, the defendant's counsel prayed the court to rule and decide: First. That the privilege written on the mar- [No. 30.] Submitted Nov. 8, 1886. Decided Dec. 20, 1886. thing; that the only notice or act on the part of the assured called for by the privilege was notice of the time of discontinuance whenever the assured should elect to give such notice, and make payment for the time used under the privilege. Second. That in the absence of any such act or notice on the part of the assured the policy IN ERROR to the Circuit Court of the United and the risk continued from day to day under States for the Southern District of New the terms of the privilege. The case is stated by the court. Mr. William Allen Butler, for plaintiff in error. Third. That it was competent for plaintiff to make the time, which was left indefinite and uncertain by the terms of the privilege, definite and certain, and to fix the time to be used unMr. Wheeler H. Peckham, for defend-der the privilege by proper notice or act for ant in error. Mr. Justice Bradley delivered the opinion of the court: This was an action on a policy of insurance, brought by the defendant against the plaintiff that purpose. Fourth. That the act of the plaintiff, on October 9, 1880, after date of expiration of the policy had passed, and the policy was in force under the privilege only, in paying one month's premium, and specifying the period of one [482] [483] [484] month, beginning October 5, 1880, and ending | already paid, the assured being only liable to And thereupon defendant's counsel prayed the court to direct a verdict for the defendant. This was refused, and the court directed the jury to find a verdict for the plaintiff. This is the whole case; and the only question is whether the sending of the check for an additional month's insurance was, in legal effect, a notice of the discontinuance of the policy after that time. The agreement written in the margin of the policy was that the policy should continue in force from the date of its expiration until notice was given to the Insurance Company of its discontinuance, the assured to pay for such privilege pro rata for the time used. It did not specify when, or how often, such pro rata payments should be made. The plaintiff might have waited a year before making a payment, unless the Insurance Company had demanded an earlier payment. The plaintiffs elected to make a monthly payment, and made it. It seems to us very clear that the mere making of such a payment was not, and did not amount to, a notice to discontinue the policy, or an election to have it continued in force for the month for which the payment was made, and no longer. The plan adopted by the plaintiffs, to pay from month to month, was a reasonable one and favorable to the Insurance Company. It would have been a less favorable one to have deferred any payment longer, and a more favorable one to have paid for a longer time, when they did make a payment. But in whatever manner they chose to arrange their payments, it did not affect the terms of the policy. That continued in force by the terms of it, until the plaintiffs gave notice of its discontinuance. To say that a mere payment for a specified time would amount in faw to such a notice, would make it dangerous for them to make any payment at all until they met with a loss. Even if in making a payment they should make an express stipulation or proviso that it was not intended as a notice of discontinuance, such a stipulation would be of no avail, if the defendants are right in the position they take. This, we think, would be an unreasonable construction of the contract and of the acts of the assured done in pursuance of it. The judgment of the Circuit Court is affirmed. James H. McKenney, Clerk, Sup. Court, U. 8. ERASTUS A. NICHOLS ET AL. (See S. C. Reporter's ed. 485-491.) 1. An adverse claimant to a placer mine, who has executed an instrument by which he agrees to con- have disclaimed. Argued and submitted Nov. 30, 1886. Decided IN Dec. 20, 1886. [N ERROR to the Supreme Court of the Ter Mr. Edward O. Wolcott, for plaintiffs in er ror. Messrs. Walter H. Smith, Wm. Herbert ror. Mr. Justice Miller delivered the opinion of the court: [485] This is a writ of error to the Supreme Court of the Territory of Montana. The suit was brought in the District Court of that Territory to settle the controverted right to a patent from the United States for a placer mine, under sections 2325 and 2326 of the Revised Statutes of [486] the United States. It is therein enacted that a person who has located and set up a claim for We cannot say that such a contract is a de-mineral lands, and who desires to get a patent sirable one for insurers to make. Ordinarily, on an insurance for a specified time or adventure, such as a year for example, or a voyage, they get their premium in advance for the risk of the whole period or adventure; and if a loss happen ever so soon after the insurance is effected, no abatement of the premium is made. This gives them the benefit of average losses in determinate times or adventures, which is the solid basis on which all insurance rests. But the Insurance Company saw fit to make the contract in the form they did; and having made it, they are bound by its terms. And according to that contract, we think that they continued to be liable for a loss, although it happened after the time covered by the premiums for it, shall file in the proper land-office an ap- (487) to commence proceedings in a court of compe- which lies south of the most southerly point "In witness whereof I have hereunto placed "MARGARET J. WOLVERTON, [Seal.] "In presence of CALEB E. IRVINE.” this was an absolute necessity to the successful "An action may be brought by any person It was proved that the Colorado and Monta- But whatever may be the effect of that statute in an ordinary action which has no direct relation to the proceedings under the Act of Congress which we have referred to, we are of opinion that, as applicable to such a case, the construction given by the court is entirely too restricted. The proceedings in this case commenced by the assertion of the defendants' claim to have a patent issue to them for the land in controversy. The next step was the filing of an adverse claim by the plaintiffs in the land-office, and the present suit is but a continuation of those proceedings, prescribed by the laws of the United States, to have a determination of the question as to which of the contesting parties is entitled to the patent. The Act of Congress requires that the certified copy of the judgment of the court shall be filed in the land-office and shall be there conclusive. And we must keep this main purpose of the action in view in any decision made with regard to the rights of the parties. It appears from the evidence that at the time these proceedings took place in the land-office the smelting company was in possession as the tenant of the Wolvertons, and that the contract by which Mrs. Wolverton undertook upon certain conditions, to convey all the right of the Wolverton heirs to the smelting company was made after the commencement of those proceedings. It might very well be maintained [488] [489 True copy. Test: James H. McKenney, Clerk, Sup. Court, U.S. HERMAN GILBERT AND JACOB that, having thus commenced such proceedings, | the right of possession to any part of these forat a time when the possession was in the Wol- ty acres submitted to a jury on the ground that vertons, they could be conducted to a termina- they did not claim it, they should have made a tion in their name. But however that may be, disclaimer. Apart from this, so far as relates it is quite clear, upon the testimony before us, to the evidence on the subject, we are of opinthat Mrs. Wolverton had not completely parted ion that there was sufficient to go to the jury to with her interest and that of her children in the show that the plaintiffs' claim did include a part land in controversy, at the time of the trial. of that claimed by the defendants in this action. The language of the instrument, by which this For these reasons the judgment of the Supreme is supposed to have been done, is that she will Court is reversed, and the case remanded for furthereafter convey the lands described. This ther proceedings. conveyance has never been made. The whole thing rests in promise or covenant to do it in the future. This covenant also is that it shall be done by a good and sufficient deed of conveyance. These words have always been held to mean a conveyance of a good title, and though in point of fact the legal title was in the United States, as it is yet, still the parties understood very well that they were dealing with regard to a class of claims which the United States by statute and otherwise had always recognized, and the meaning of the covenant was that she should convey such an interest in the property as would enable the other parties, if they chose, to obtain the patent from the government. She, therefore, was interested to defeat the claim of the defendants, who were seeking to get that patent; it was her duty and her interest to contest their claim and have the right [490] to the patent decided in favor of the claims which she set up as being derived from her late husband. This was necessary to enable her to make that "good and sufficient conveyance" which this covenant required, and which had never been made, and if she had stood by and permitted the defendants to obtain the patent from the United States she would have been unable to comply with her contract to convey Something is said in the brief about the fact 0. MOLINE PLOW COMPANY. (See 8. C. Reporter's ed. 491-494.) Action on guaranty—letter of credit-evidence. In an action on a written guaranty in which the Argued and submitted Dec. 3, 1886. Decided Dec. 20, 1886. r ERROR to the Supreme Court of the Ter- The case is stated by the court. Mr. H. K. Whiton, for plaintiffs in error. Mr. Justice Miller delivered the opinion of This is a writ of error to the Supreme Court Moline Plow Co., Moline Ill. with Peter Gillman, of this place (formerly We will satisfy all orders Mr. Gillman gives this "WM. B. DICK. It seems that on January 21, 1878, Peter Gillman had sent an order to the Moline Plow [491 [491] [492] |