Western Reserve Life Assurance Co. No of Ohio (Clearwater, Fla.) World Service Life Insurance Co. No (Fort Worth, Tex.) 4 No None No (didn't 1 Waiver of premium benefit included; premium calculations based on last birthday. 2 See "Pennsylvania Mini-Guide". 3 Premium calculated on basis of last birthday. 4 "Financial strength of company. Not all companies have enough financial strength to merit consumer confidence. Best's Insurance Reports, the most widely recognized and reliable insurance reporting service, gives life companies 1 of 4 recommendations, which are from highest to lowest as follows: (1) Most substantial; (2) Very substantial; (3) Substantial; (4) Considerable. Unless a company has had 1 of these 2 highest or 3 highest ratings for a number of years, many experts would advise you to a void it. Our studies indicate that the lowest cost companies tend to have higher financial ratings than the highest cost companies, although there are exceptions." "A Shopper's Guide to Term Life Insurance" at p. 6, Pennsylvania Insurance Department, December 1972. Source: Senate Antitrust and Monopoly Staff Analysis. Is there any price information available other than traditional net cost figures: No. 103 16 87 31 10 16 28 18 40 |