A HISTORY OF SAVINGS BANKS IN THE UNITES STATES

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Página 93 - Corporations may be formed under general laws; but shall not be created by special act, except for municipal purposes, and in cases where, in the judgment of the Legislature, the objects of the corporation cannot be attained under general laws. All general laws and special acts passed pursuant to this section, may be altered from time to time or repealed.
Página 93 - The Legislature, shall have no power to pass any act granting any special charter for banking purposes ; but corporations or associations may be formed for such purposes under general laws.
Página 128 - ... made thereto. And no such corporation shall have any capital stock, nor shall the trustees thereof, or any of them, have any interest whatever, direct or indirect, in the profits of such corporation; and no director or trustee of any such bank or institution shall be interested in any loan or use of any money or property of such bank or institution for savings. The Legislature shall have no power to pass any act granting any special charter for banking purposes; but corporations or associations...
Página 487 - ... and personal security, at a rate of interest not to exceed ten per cent per annum, and of discounting negotiable notes, and notes not negotiable; and on all loans made may keep and receive the interest in advance.
Página 24 - ... in real estate; the amount of cash on hand, or on deposit in bank, with the names of the banks where deposited, and the amount placed in each; and the amount loaned or deposited in any other manner than herein described. The report of January in each year, shall, in addition, also state the number of open accounts; the amount deposited, and the amount withdrawn; also, the amount of interest received, and the amount placed to the credit of depositors during the year preceding the date of such...
Página 25 - ... he shall communicate the fact to the attorney-general, whose duty it shall then become to apply to the supreme court for an order requiring them to show cause why the business of such company should not be closed, and the court shall...
Página 487 - Any five or more persons in any county in this State may organize themselves into a savings association, and shall be permitted to carry on the business of receiving money on deposit, and to allow interest thereon, giving to the...
Página 487 - ... and an itemized account of its actual financial condition, and the amount of its property and liabilities, and such other information, touching its affairs as said bank commissioner may require.
Página 115 - ... the form of wages what they have borrowed from it in the form of capital. The laborers get better wages for the facility with which, through savings banks, the requisite capital can be procured, which is equivalent to having their capital returned to them in full, with extra dividends, by instalments called wages, while, at the same time, they hold in their pass-book the original certificate which entitles them to have it again returned to them with ordinary dividends called interest! What other...
Página 30 - The books of said corporation shall, at all times during the hours of business, be open for inspection and examination, to the superintendent of the bank department of this state, and such other persons as the legislature shall designate or appoint.

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