Compendium of Major Issues in Bank Regulation, Printed for the Use of ... |
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Página vii
... agencies have been slow in utilizing the supervisory tools available to them to pro- scribe these practices . The record of recent bank failures and near failures reveals that the regulatory structure of bank regulatory agencies is ...
... agencies have been slow in utilizing the supervisory tools available to them to pro- scribe these practices . The record of recent bank failures and near failures reveals that the regulatory structure of bank regulatory agencies is ...
Página viii
... agencies respecting merger applications filed under the Bank Merger Act . One supervisory agency has been more permissive in approving applications for merger of banks than have the other regulatory agencies . The provisions in the Bank ...
... agencies respecting merger applications filed under the Bank Merger Act . One supervisory agency has been more permissive in approving applications for merger of banks than have the other regulatory agencies . The provisions in the Bank ...
Página 43
... agencies determine entry into the banking business . Moreover , through their approval powers over branches for existing banks and savings and loans , the federal banking agencies can to a large degree control entry into new markets and ...
... agencies determine entry into the banking business . Moreover , through their approval powers over branches for existing banks and savings and loans , the federal banking agencies can to a large degree control entry into new markets and ...
Página 49
... agencies emerge at about the same point . Both face a short list of general standards in the relevant statutes for charter approvals , and no standards whatever for branch approvals . Furthermore , the charter standards are either too ...
... agencies emerge at about the same point . Both face a short list of general standards in the relevant statutes for charter approvals , and no standards whatever for branch approvals . Furthermore , the charter standards are either too ...
Página 50
... Agencies B. Decision Procedures and Judicial Review : Pre - 1965 243 One way for an agency to develop law and policy is by undertak- ing comprehensive studies , followed by the issuance of detailed policy statements or regulations ...
... Agencies B. Decision Procedures and Judicial Review : Pre - 1965 243 One way for an agency to develop law and policy is by undertak- ing comprehensive studies , followed by the issuance of detailed policy statements or regulations ...
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Términos y frases comunes
activities application balance sheet bank assets bank capital bank examination bank failures bank holding companies bank reserves bank's bankers banking industry banking system banks and bank borrowing branch capital adequacy capital assets capital ratios capital structure cash flow changes charter commercial banks commercial paper competition Comptroller Comptroller's corporate cost court Currency decisions decline demand deposits Deposit Insurance depositors earnings economic effect factors FDIC Federal Reserve System financial institutions financial system firms funds guaranty hedge financing increase interest rates investors issues lending letters of credit leverage liability management liquidity loan losses long-term debt member banks monetary growth monetary policy money market Moody's National Bank non-bank subsidiaries non-member banks notes number of banks obligations operations payment commitments percent period portfolios problems profits recent regulation relative required reserve reserve requirements restrictive risk securities short-term speculative finance Standard & Poor's standby letters supervision term tion total assets transactions United
Pasajes populares
Página 97 - To have a property interest in a benefit, a person clearly must have more than an abstract need or desire for it. He must have more than a unilateral expectation of it. He must, instead, have a legitimate claim of entitlement to it.
Página 70 - We must know what a decision means before the duty becomes ours to say whether it is right or wrong.
Página 47 - System and that consideration has been given to the financial history and condition of the bank, the adequacy of its capital structure, its future earnings prospects, the general character of its management, the convenience and needs of the community to be served by the bank, and whether or not its corporate powers are consistent with the purposes of the Federal Deposit Insurance Act.
Página 48 - No charter shall be granted except to persons of good character and responsibility, nor unless in the judgment of the Board a necessity exists for such an institution in the community to be served, nor unless there is a reasonable probability of its usefulness and success, nor unless the same can be established without undue injury to properly conducted existing local thrift and home-financing institutions.
Página 397 - Aaa Bonds which are rated Aaa are judged to be of the best quality. They carry the smallest degree of investment risk and are generally referred to as "gilt edge." Interest payments are protected by a large or by an exceptionally stable margin and principal is secure. While the various protective elements are likely to change, such changes as can be visualised are most unlikely to impair the fundamentally strong position of such issues.
Página 53 - The conditions upon which a national banking association may retain or establish and operate a branch or branches are the following...
Página 53 - State in question; and (2) at any point within the State in which said association is situated, if such establishment and operation are at the time authorized to State banks by the statute law of the State in question...
Página 605 - The promise thus made was a promise " to answer for the payment of some debt, or the performance of some duty, in case of the failure of another person who is himself, in the first instance, liable to such payment or performance.
Página 77 - No applying bank shall be admitted to membership unless it possesses capital stock and surplus which, in the judgment of the Board of Governors of the Federal Reserve System, are adequate in relation to the character and condition of its assets and to its existing and prospective deposit liabilities and other corporate responsibilities...
Página 397 - Aa are judged to be of high quality by all standards. Together with the Aaa group they comprise what are generally known as high grade bonds. They are rated lower than the best bonds because margins of protection may not be as large as in Aaa...