...of depository institutions have been enacted in the past two Congresses, the Depository Institutions Deregulation and Monetary Control Act of 1980, and...Germain Depository Institutions Act of 1982. These laws give depository institutions flexibility in pricing schedules, and latitude to determine the mix...

...regulatory system for depository intermediaries that were incorporated in the Depository institutions Deregulation and Monetary Control Act of 1980 and the Garn-St Germain Depository institutions Act of 1982 constitute a significant change in the market environment for savings and loans. It is not obvious...

...financial system, and some importanti legialation has been enacted — the Depository Institutions Deregulation and Monetary Control Act of 1980, and the Garn-St. Germain Depository Institutions Act in 1982. The primary thrust of that legislation was on the removal of interest rate ceilings on deposits....

...environment Chan the traditional mortgage-based approach. Provisions in the Depository Institutions Deregulation and Monetary Control Act of 1980 and the Garn-St Germain Depository Institutions Act of 1982 adopted this strategy by empowering federally chartered thrifts to engage in a variety of activities...

...FINANCIAL SERVICES INDUSTRY Two bills enacted during the past two Congresses, the Depository Institutions Deregulation and Monetary Control Act of 1980 and the Garn-St Germain Depository Institutions Act, addressed a number of the structural, pricing, and competitive issues in the domestic financial services...

...The Causes and Effects of Deregulation, 27 J. Law & Econ. 273 (1984). - 24 Depository Institutions Deregulation and Monetary Control Act of 1980 and the Garn-St Germain Depository Institutions Act of 1982. As an economic matter, however, the term "deregulation" in the financial services area is highly...

...used to cool the double digit inflation. Congress responded by passing the Depository Institutions Deregulation and Monetary Control Act of 1980 and the Garn-St Germain Depository Institutions Act of 1982, which liberalized the powers to help the industry to respond to the depletion of its net worth....

...be inappropriate, but also in view of recent federal laws — especially the Depository Institutions Deregulation and Monetary Control Act of 1980 and the Garn-St Germain Depository Institutions Act of 1982 — that have substantially broadened the powers of nonbank thrift institutions. Moreover, we...

...FINANCIAL SERVICES INDUSTRY Two bills enacted during the past two Congresses, the Depository Institutions Deregulation and Monetary Control Act of 1980 and the Garn-St Germain Depository Institutions Act, addressed a number of the structural, pricing, and competitive issues in the domestic financial services...

...and the state insurance regulation system. Recent legislation, including the Depository Institutions Deregulation and Monetary Control Act of 1980 and...the Garn-St. Germain Depository Institutions Act of 1982, brought additional competition gradually, without excessive disruption to this financial network....