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287 Fourth Avenue, New York City 955 PRICE TEN CE

DL. 81, NO. 1

1436 Marquette Building, Chicago

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The Knocking at the Door

A Story by Edith Rickert

Honor Among Clergymen

By Algernon S. Crapsey

Recent American Histories Reviewed

For Thoughtful Men and Women

The people have waited a long time for a life-insurance company that would cut down expenses and provide

Old-line Policies on Easy Terms

Policy-holders have been putting a vast deal of money into life insurance, and the agency system, involving many branch offices and big commissions, has eaten up a lot of this money.

The LIFE-INSURANCE CLUB OF NEW YORK has no expenses of this kind, and its members enjoy privileges and benefits that are not offered by any other American insurance company.

The LIFE-INSURANCE CLUB OF NEW YORK is an old-line (i. e., legal reserve) company, affording absolute insurance security.

It has a Perpetual Charter granted by the State of New York, and is subject to strict State supervision.

It has ample resources and is backed by Government Bonds deposited with the State.

It issues the regular and approved forms of life insurance-just like other standard companies-only it does business in a better, because more economical, way: it reaches the people direct by advertising and correspondence, thus cutting out the tremendous expense of agents and branch offices, resulting in lower premium rates to policy-holders.

Its Officers and Trustees are men of ability, experience, and responsibility.

It is not controlled by any one man, or any set of men; its owners and members are co-extensive with the country; it is the people's company-owned by them, controlled by them, patronized by them.

Let us forward you full details by mail: the Club has no agents. We will also send you particulars about the Club's Economy Life Policy (Special Historical Series), with Cash, Paid-up, and Endowment Options, with the privilege of convenient monthly deposits if desired. You will find in this Policy ideal life-insurance.

In order that we may give you personal information, please do not fail to answer in your first letter these two questions:

1st. What is your occupation ?
2d. What is the exact date of your birth ?

We shall also be pleased to send you (if you mention The Outlook) a free subscription to the Licny Dial, a bright little magazine for men and women who appreciate economy and democracy in life insurance.

Address:

LIFE-INSURANCE CLUB of NEW YORK

(OUTLOOK SECTION)

RICHARD WIGHTMAN, President

204L

MIDI

VODI

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114825

SATURDAY, SEPTEMBER 2, 1905 Peace!

After a week of alternate hope and justice of the terms of peace agreed

and fear the welcome news was upon, for fuller information is required sent forth from Portsmouth on Tuesday before these things can be intelligently noon of this week that, at the postponed weighed; but that the only effective peace session of that morning, the Japanese is that which will be stable because it is and Russian plenipotentiaries had ar- founded on justice is (as we say in an rived at complete accord on all the editorial in another column, written questions before the conference. It while the issue was still in doubt) fundawas added that a decision had been mental and vital. It is not, however, in reached to proceed at once to an elabor- any way too early to congratulate sination of the treaty, and it seemed to be cerely and heartily the two great nations beyond doubt that the signing of a treaty whose peace and future prosperity have of peace had been substantially assured. been hanging in the balance. It is emiProtocols had been drawn up relating to nently proper also to extend the expresthe several demands of the Japanese as sion of congratulation to President each of them had been accepted in sub- Roosevelt, whose wise and courageous stance and principle by the conference. efforts induced the two Powers to make Similar protocols were agreed upon at an attempt to end the war even while this critical and decisive meeting of each expressed its disbelief in the possiTuesday morning regarding those ques-bility of such an attempt being brought tions upon which agreement had been to a happy solution. Humanity and theretofore impossible. It is understood civilization have attained in this peace a that the formal treaty itself will be framed, triumph of inestimable value. as to all important matters, in accordance with these protocols, although there is

Last week Lord Curroom for discussion as to the exact

Lord Curzon

zon of Kedleston, Viceterms to be used, and probably also with

roy of India, resigned regard to minor concessions and condi- his office, to which the Earl of Minto tions. The press despatches assert that was immediately appointed. The cor"Japan, with a magnanimity worthy of respondence leading up to this event, her heroic achievements in the war, met now published by the India Office, the Czar's ultimatum by abandoning her shows that Lord Curzon's dissatisfaction demands, not only for reimbursement reached its climax with the refusal of for the cost of the war, but for the re- the British Cabinet to appoint his purchase of the northern half of the nominee as Military Member of the island of Saghalien, while Russia agreed Viceroy's Advisory Council. Through on her part to the division of the island.” this Military Member, Lord Kitchener, as As had been expected, the Japanese also Commander-in-Chief of the forces, has withdrew their demands for the surrender been checked. Lord Curzon requested of the interned war-ships and for the a' reconsideration of the decision "in limitation of the Russian naval power in order to enable me to accept the rethe Far East. These latter conditions sponsibility which I infer his Majesty's have all along been regarded as demands Government still desire me to assume.” made without a determination to push Mr. Brodrick, Secretary for India, again them rigorously and as points as to refused, and Lord Curzon replied : “ It which the Japanese would readily yield. is apparent that his Majesty's GovernThe Outlook must postpone until its, ment deny me that confidence which bext issue any discussion of the fairness alone can enable me to serve them, and

Lord Kitchener and

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