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Insurance Company. JOHN A. MCCALL,

President,

346 and 348 Broadway, New York City,

WHY DID I INSURE IN THIS COMPANY?

BECAUSE

It is one of the strongest companies in the world.
It has in Assets over...

. $200,000,000 It has in Surplus over..

$28,000,000 It earned for policy-holders last year from interest and rents over......... .$9,000,000 It is purely mutual, and all of its assets, surplus and earnings belong to its policy

holders. It has an honorable record of 53 years, during all of which time it has steadily in

creased in strength and prosperity. Its policies as now issued contain no restriction as to residence, travel or occupation,

habits of life or manner of death. The SOLE condition is that if premiums are paid the Company will certainly pay the

policy immediately in the event it becomes a claim by death, and thus leave a

widow or an estate a legacy and not a law-suit. Its policies cannot be forfeited after three years, and if allowed to lapse, the insured

will rece ve the full benefit of his payments either in a paid-up policy, or extended

insurance, as he may elect. It gives a grace of one month in the payment of premiums. Its policies will be re-instated at any time during the five months following the month

of crace if the insured passes a medical examination and pays the back premium

with interest. You can borrow money from the Company at 5% per annum, after your policy has

been three years in fcrce. You do not have to DIE TO WIN. If you live 10, 15, or 20 years you can settle your

policy in any way that best suits your circumstances at the time--for cash, paid

up insurance, annuity, or other options. Your insurance is not a luxury, nor an expense without tangible return, but is an in

vestment of a small sum each year to mature 10, 15, or 20 years hence, if you

llve, If you live to the end of the term you will have made a substantial provision for

yourself in old age, and if you die before the end of the term you will have made

a substantial provision for your family or your estate. It is the most valuable estate you will leave behind you, more certain in Its results

than lands, houses, stocks, or bonds, as its value does not rise and fall with the

market. The New-York Life Insurance Company is the ONLY company in which you can get

ALL of these benefits. You want the very best-the most privileges and the fewest restrictions, whether small

or great-and the New-York Life's Accumulation Policy furnishes it. The New-York Life is the only large Life Insurance Company that closes its books on

December 31st, each year, and makes its Detailed Annual Report early in Jatvary, upon the basis of Paid-for Business, and publ'shes a full and complete Statement of how and where the policy-holders' money is invested.

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COMMERCIAL"

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CABLE Co.

Cablegrams Forwarded to all

Parts of the World,
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COMMERCIAL CABLE BUILDING

20 AND 22 BROAD STREET,

18 AND 20 NEW STREET,
Stock Exchange, Cotton Exchange.
9 Beaver Street, 253 Broadway.
29 Spruce Street, 112 Broome Street,
Hoffman House, Herald Building,

In New York City,
AND FROM ALL OFFICES OF THE

POSTAL TELEGRAPH CO.
THROUGHOUT THE UNITED STATES.

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10,000 MILES OF SUBMARINE CABLE
BETWEEN AMERICA AND EUROPE.
THE ONLY CABLE BETWEEN NEW YORK CITY
AND THE CONTINENT OF EUROPE.

COMMERCIAL CABLE BUILDING.

JOHN W. MACKAY, Pres.
GEO. G. WARD, Vice-Pres. & Gen. Mgr.

ALBERT BECK, Secretary.

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