Imágenes de páginas
PDF
EPUB
[merged small][merged small][merged small][merged small][merged small][ocr errors][merged small][merged small][merged small]

COMMITTEE ON FINANCIAL SERVICES

U.S. HOUSE OF REPRESENTATIVES

ONE HUNDRED EIGHTH CONGRESS

FIRST SESSION

JUNE 12, 2003

Printed for the use of the Committee on Financial Services

Serial No. 108-37

91-542 PDF

U.S. GOVERNMENT PRINTING OFFICE

WASHINGTON: 2003

For sale by the Superintendent of Documents, U.S. Government Printing Office
Internet: bookstore.gpo.gov Phone: toll free (866) 512-1800; DC area (202) 512-1800
Fax: (202) 512-2250 Mail: Stop SSOP, Washington, DC 20402-0001

HOUSE COMMITTEE ON FINANCIAL SERVICES

JAMES A. LEACH, Iowa

MICHAEL G. OXLEY, Ohio, Chairman

DOUG BEREUTER, Nebraska
RICHARD H. BAKER, Louisiana
SPENCER BACHUS, Alabama
MICHAEL N. CASTLE, Delaware
PETER T. KING, New York
EDWARD R. ROYCE, California
FRANK D. LUCAS, Oklahoma
ROBERT W. NEY, Ohio

SUE W. KELLY, New York, Vice Chair
RON PAUL, Texas

PAUL E. GILLMOR, Ohio

JIM RYUN, Kansas

STEVEN C. LATOURETTE, Ohio
DONALD A. MANZULLO, Illinois

WALTER B. JONES, JR., North Carolina
DOUG OSE, California

JUDY BIGGERT, Illinois
MARK GREEN, Wisconsin
PATRICK J. TOOMEY, Pennsylvania
CHRISTOPHER SHAYS, Connecticut
JOHN B. SHADEGG, Arizona
VITO FOSSELLA, New York
GARY G. MILLER, California
MELISSA A. HART, Pennsylvania

SHELLEY MOORE CAPITO, West Virginia

PATRICK J. TIBERI, Ohio

MARK R. KENNEDY, Minnesota

TOM FEENEY, Florida

JEB HENSARLING, Texas

SCOTT GARRETT, New Jersey

TIM MURPHY, Pennsylvania

GINNY BROWN-WAITE, Florida

J. GRESHAM BARRETT, South Carolina
KATHERINE HARRIS, Florida
RICK RENZI, Arizona

BARNEY FRANK, Massachusetts
PAUL E. KANJORSKI, Pennsylvania
MAXINE WATERS, California
CAROLYN B. MALONEY, New York
LUIS V. GUTIERREZ, Illinois
NYDIA M. VELAZQUEZ, New York
MELVIN L. WATT, North Carolina
GARY L. ACKERMAN, New York
DARLENE HOOLEY, Oregon
JULIA CARSON, Indiana
BRAD SHERMAN, California
GREGORY W. MEEKS, New York
BARBARA LEE, California
JAY INSLEE, Washington
DENNIS MOORE, Kansas

CHARLES A. GONZALEZ, Texas

MICHAEL E. CAPUANO, Massachusetts
HAROLD E. FORD, JR., Tennessee
RUBEN HINOJOSA, Texas
KEN LUCAS, Kentucky

JOSEPH CROWLEY, New York

WM. LACY CLAY, Missouri

STEVE ISRAEL, New York

MIKE ROSS, Arkansas

CAROLYN MCCARTHY, New York

JOE BACA, California

JIM MATHESON, Utah

STEPHEN F. LYNCH, Massachusetts

ARTUR DAVIS, Alabama

RAHM EMANUEL, Illinois

BRAD MILLER, North Carolina
DAVID SCOTT, Georgia

BERNARD SANDERS, Vermont

[merged small][merged small][merged small][merged small][ocr errors]

SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT

SPENCER BACHUS, Alabama, Chairman

STEVEN C. LATOURETTE, Ohio, Vice
Chairman

DOUG BEREUTER, Nebraska
RICHARD H. BAKER, Louisiana
MICHAEL N. CASTLE, Delaware
EDWARD R. ROYCE, California
FRANK D. LUCAS, Oklahoma
SUE W. KELLY, New York
PAUL E. GILLMOR, Ohio
JIM RYUN, Kansas

WALTER B. JONES, JR, North Carolina

JUDY BIGGERT, Illinois

PATRICK J. TOOMEY, Pennsylvania
VITO FOSSELLA, New York

MELISSA A. HART, Pennsylvania

SHELLEY MOORE CAPITO, West Virginia

PATRICK J. TIBERI, Ohio

MARK R. KENNEDY, Minnesota

TOM FEENEY, Florida

JEB HENSARLING, Texas

SCOTT GARRETT, New Jersey

TIM MURPHY, Pennsylvania

GINNY BROWN-WAITE, Florida

J. GRESHAM BARRETT, South Carolina RICK RENZI, Arizona

KF27

B5364 2003e

Copy 1

டட்'

BERNARD SANDERS, Vermont
CAROLYN B. MALONEY, New York
MELVIN L. WATT, North Carolina
GARY L. ACKERMAN, New York
BRAD SHERMAN, California
GREGORY W. MEEKS, New York
LUIS V. GUTIERREZ, Illinois
DENNIS MOORE, Kansas
CHARLES A. GONZALEZ, Texas
PAUL E. KANJORSKI, Pennsylvania
MAXINE WATERS, California
DARLENE HOOLEY, Oregon

JULIA CARSON, Indiana

HAROLD E. FORD, JR., Tennessee RUBEN HINOJOSA, Texas

KEN LUCAS, Kentucky

JOSEPH CROWLEY, New York

STEVE ISRAEL, New York

MIKE ROSS, Arkansas

CAROLYN MCCARTHY, New York

ARTUR DAVIS, Alabama

Page

[blocks in formation]
[ocr errors][subsumed][subsumed][subsumed][subsumed][merged small]

Moskowitz, David, General Counsel, Wells Fargo Home Mortgage
Pickel, A.W. III, President and CEO, Leader Mortgage Company, Lenexa,
KS, President-Elect, National Association of Mortgage Brokers
Plunkett, Travis B., Legislative Director, Consumer Federation of America
Vadala, Michael, President and CEO, The Summit Federal Credit Union,
on behalf of the National Association of Federal Credit Unions
Wong, Martin, General Counsel, Global Consumer Group, Citigroup, Inc.

[merged small][ocr errors][merged small][subsumed][merged small][merged small]

Prepared statements:

Bachus, Hon. Spencer

Gillmor, Hon. Paul E.

Hinojosa, Hon. Rubén

Cloutier, C. R.

Courson, John A.

Fishbein, Allen

Gambill, Harry

Hendricks, Evan

Hildebrand, Scott
Loban, George B.
Manning, Robert
Moskowitz, David
Pickel, A.W. III
Plunkett, Travis B.

Vadala, Michael
Wong, Martin

ADDITIONAL MATERIAL SUBMITTED FOR THE RECORD

Maloney, Hon. Carolyn:

"Cash-Outs Let Homeowners Share the Wealth," article, The Washington
Post, June 8, 2003

« AnteriorContinuar »