The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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Página vi
... Federal Reserve System 514 Prepared statement 549 Response to written question of Senator Sarbanes 585 Donna Gambrell , Deputy Director for Compliance and Consumer Protection , Division of Supervision and Consumer Protection , Federal ...
... Federal Reserve System 514 Prepared statement 549 Response to written question of Senator Sarbanes 585 Donna Gambrell , Deputy Director for Compliance and Consumer Protection , Division of Supervision and Consumer Protection , Federal ...
Página 2
... Federal Trade Commission, the Agency with the most responsibility for enforcement of the Fair Credit Reporting Act. Our first witness is Howard Beales, Director of the Federal Trade Commission's Division of Consumer Affairs. From Mr ...
... Federal Trade Commission, the Agency with the most responsibility for enforcement of the Fair Credit Reporting Act. Our first witness is Howard Beales, Director of the Federal Trade Commission's Division of Consumer Affairs. From Mr ...
Página 2
... Federal Trade Commission , the Agency with the most responsibility for enforcement of the Fair Credit Reporting Act . Our first witness is Howard Beales , Director of the Federal Trade Commission's Division of Consumer Affairs . From Mr ...
... Federal Trade Commission , the Agency with the most responsibility for enforcement of the Fair Credit Reporting Act . Our first witness is Howard Beales , Director of the Federal Trade Commission's Division of Consumer Affairs . From Mr ...
Página 18
... Federal law , you can ob- tain that report for a fixed price that is set by regulation of the Federal Trade Commission , and they will send it to you . Senator SARBANES . What is that price ? Mr. BEALES . Nine dollars- Senator SARBANES ...
... Federal law , you can ob- tain that report for a fixed price that is set by regulation of the Federal Trade Commission , and they will send it to you . Senator SARBANES . What is that price ? Mr. BEALES . Nine dollars- Senator SARBANES ...
Página 31
... Federal provision . Is that correct ? Mr. BEALES . Yes , sir . Senator SARBANES . Okay . Now , if the preemption were allowed to expire , you testified earlier that you might anticipate that States might act in one or another of these ...
... Federal provision . Is that correct ? Mr. BEALES . Yes , sir . Senator SARBANES . Okay . Now , if the preemption were allowed to expire , you testified earlier that you might anticipate that States might act in one or another of these ...
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Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity