The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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... believe that there is an increasingly strong consensus in terms of that need. The other issues that surround this issue as well are those which we need to have a solid record developed on and which I appreciate your encouragement and ...
... believe that there is an increasingly strong consensus in terms of that need. The other issues that surround this issue as well are those which we need to have a solid record developed on and which I appreciate your encouragement and ...
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... believe at this point would be a good time - Senator Dole , we are having a vote at 2:20 p.m. , un- less it has been vitiated . Does anybody know ? It hasn't hit yet . [ Pause . ] I believe I will recess the hearing - Senator Dole , do ...
... believe at this point would be a good time - Senator Dole , we are having a vote at 2:20 p.m. , un- less it has been vitiated . Does anybody know ? It hasn't hit yet . [ Pause . ] I believe I will recess the hearing - Senator Dole , do ...
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... believe that this is an accurate characterization ? Is pri- vacy a critical concern underlying the Fair Credit Reporting Act ? Mr. BEALES . Absolutely . Chairman SHELBY . Okay . Mr. BEALES . To balance the privacy interests against the ...
... believe that this is an accurate characterization ? Is pri- vacy a critical concern underlying the Fair Credit Reporting Act ? Mr. BEALES . Absolutely . Chairman SHELBY . Okay . Mr. BEALES . To balance the privacy interests against the ...
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... believe the potential benefit of allowing the preemption to ex- pire , would be letting States innovate with different approaches and try out different schemes to try to protect consumers or to try to balance these conflicting interests ...
... believe the potential benefit of allowing the preemption to ex- pire , would be letting States innovate with different approaches and try out different schemes to try to protect consumers or to try to balance these conflicting interests ...
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... believe nonpassage of FCRA will lead to a Balkanization of privacy laws ? Mr. BEALES . I think it depends on what the States do . One can imagine a scenario in which there is no preemption and no State action and nothing changes . I ...
... believe nonpassage of FCRA will lead to a Balkanization of privacy laws ? Mr. BEALES . I think it depends on what the States do . One can imagine a scenario in which there is no preemption and no State action and nothing changes . I ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity