The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
Dentro del libro
Resultados 1-5 de 100
Página 6
... credit providers and products in the marketplace . For example , the growing use of prescreened offers for the marketing of credit cards has led to the development of credit card banks that rely almost entirely on prescreening to sell their ...
... credit providers and products in the marketplace . For example , the growing use of prescreened offers for the marketing of credit cards has led to the development of credit card banks that rely almost entirely on prescreening to sell their ...
Página 13
... credit card pricing might look like without prescreening ? Say prior to 1990 , compared to today . Mr. BEALES . It is difficult to attribute causality to any of the changes that have happened since 1990. But what credit card pric- ing ...
... credit card pricing might look like without prescreening ? Say prior to 1990 , compared to today . Mr. BEALES . It is difficult to attribute causality to any of the changes that have happened since 1990. But what credit card pric- ing ...
Página 16
... credit card market ? Mr. BEALES . I think that prescreening has facilitated more com- petitive credit markets , and that that has been very good for con- sumers . Senator BUNNING . Do you think that it is helped ? Mr. BEALES . Yes , I ...
... credit card market ? Mr. BEALES . I think that prescreening has facilitated more com- petitive credit markets , and that that has been very good for con- sumers . Senator BUNNING . Do you think that it is helped ? Mr. BEALES . Yes , I ...
Página 65
... credit cards has led to the development of credit card banks that rely almost entirely on prescreened offers to mar- ket their cards . 18 There is also some evidence that prescreened of- fers help lenders manage risk , and do not ...
... credit cards has led to the development of credit card banks that rely almost entirely on prescreened offers to mar- ket their cards . 18 There is also some evidence that prescreened of- fers help lenders manage risk , and do not ...
Página 69
... credit card accounts , to divert current accounts from victims to themselves , and to open bank accounts in victims ' names , among other things . The bad charges and the hot checks usually happen while the victims , banks , credit card ...
... credit card accounts , to divert current accounts from victims to themselves , and to open bank accounts in victims ' names , among other things . The bad charges and the hot checks usually happen while the victims , banks , credit card ...
Otras ediciones - Ver todas
Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity