The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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Página 4
... Creditors and other so - called furnishers provide infor- mation to credit bureaus voluntarily . There is no direct ... creditor must notify the consumer of the iden- tity of the credit bureau from which the report was obtained , of the ...
... Creditors and other so - called furnishers provide infor- mation to credit bureaus voluntarily . There is no direct ... creditor must notify the consumer of the iden- tity of the credit bureau from which the report was obtained , of the ...
Página 5
... creditor who furnished the information must reinvestigate the dispute , generally within 30 days , record the cur ... creditors and employers , to assure compliance with privacy and accuracy requirements by the major nationwide credit ...
... creditor who furnished the information must reinvestigate the dispute , generally within 30 days , record the cur ... creditors and employers , to assure compliance with privacy and accuracy requirements by the major nationwide credit ...
Página 12
... creditors know they can depend on to provide accurate and complete information upon which to base a decision . If you had to go to a separate State or systems , it would be far more difficult and far more uncertain for the creditor ...
... creditors know they can depend on to provide accurate and complete information upon which to base a decision . If you had to go to a separate State or systems , it would be far more difficult and far more uncertain for the creditor ...
Página 14
... creditors know that they can rely on that information to make an accurate risk assessment . Senator JOHNSON . So this system , better than a 50 different standards system , best facilitates dealing with the problems of a very mobile ...
... creditors know that they can rely on that information to make an accurate risk assessment . Senator JOHNSON . So this system , better than a 50 different standards system , best facilitates dealing with the problems of a very mobile ...
Página 17
... throughout the reau- thorization process , will be the protection of consumers ' financial privacy , accuracy of credit reports , marketing practices of creditors , credit scoring and the use of credit scores , fraud 17.
... throughout the reau- thorization process , will be the protection of consumers ' financial privacy , accuracy of credit reports , marketing practices of creditors , credit scoring and the use of credit scores , fraud 17.
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Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity