The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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Página 10
... going to ask , if you will , just to take maybe one minute and say , if there is nothing else that you walk out of here remembering that I have said , this would be the one or two or three things . Can you start with that ? Mr. BEALES ...
... going to ask , if you will , just to take maybe one minute and say , if there is nothing else that you walk out of here remembering that I have said , this would be the one or two or three things . Can you start with that ? Mr. BEALES ...
Página 11
... going to ask you to bring it further away . Thank you . You have a booming voice . [ Laughter . ] You could probably get by here without that mic . [ Laughter . ] Mr. BEALES . Too much time in a classroom . [ Laughter . ] Yes , there is ...
... going to ask you to bring it further away . Thank you . You have a booming voice . [ Laughter . ] You could probably get by here without that mic . [ Laughter . ] Mr. BEALES . Too much time in a classroom . [ Laughter . ] Yes , there is ...
Página 16
... going back to 1973 , prescreening was permissible under the Fair Credit Reporting Act . So there really wasn't any change or wasn't much of a change to give rise to a before and after . In fact , what the 1996 Amendments did was to ...
... going back to 1973 , prescreening was permissible under the Fair Credit Reporting Act . So there really wasn't any change or wasn't much of a change to give rise to a before and after . In fact , what the 1996 Amendments did was to ...
Página 18
... going to be important - if you are going to refinance , if you are going to buy a home for the first time I certainly would . It is well worthwhile to look at all three credit reports and make sure that the information in there is ...
... going to be important - if you are going to refinance , if you are going to buy a home for the first time I certainly would . It is well worthwhile to look at all three credit reports and make sure that the information in there is ...
Página 19
... going to proceed with marking up the nomina- tions . We have a quorum . We have before the Committee now some nominations . The Com- mittee will meet in Executive Session to consider and hopefully vote on a number of nominations pending ...
... going to proceed with marking up the nomina- tions . We have a quorum . We have before the Committee now some nominations . The Com- mittee will meet in Executive Session to consider and hopefully vote on a number of nominations pending ...
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Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity