The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
Dentro del libro
Resultados 1-5 de 100
Página 21
... identify con- sumers who are good risks and compete for that business . Senator BENNETT . I see my time is expired . But I had exactly the experience that Mr. Beales is discussing , Mr. Chairman . I bought a house in California , having ...
... identify con- sumers who are good risks and compete for that business . Senator BENNETT . I see my time is expired . But I had exactly the experience that Mr. Beales is discussing , Mr. Chairman . I bought a house in California , having ...
Página 40
... adverse action notice for that purpose as well . And it will identify the top four reasons for that denial , the four things that most contributed to your credit score being too low . Senator SCHUMER . And then if I find one of 40.
... adverse action notice for that purpose as well . And it will identify the top four reasons for that denial , the four things that most contributed to your credit score being too low . Senator SCHUMER . And then if I find one of 40.
Página 61
... identify and address any develop- ments since 1996 rendering the statement by the Senate less rel- evant . A.4 . I am not aware of any developments that would make these considerations less relevant today . Indeed , as the consumer ...
... identify and address any develop- ments since 1996 rendering the statement by the Senate less rel- evant . A.4 . I am not aware of any developments that would make these considerations less relevant today . Indeed , as the consumer ...
Página 87
... identify you as a consumer to a business , and that is readily recognized . So that in- formation is necessary to affect trade . Where you can safeguard yourself is simple things at home . If you receive the preapproved credit ...
... identify you as a consumer to a business , and that is readily recognized . So that in- formation is necessary to affect trade . Where you can safeguard yourself is simple things at home . If you receive the preapproved credit ...
Página 89
... identify the problems and start the process of correcting them . And I think that is a crucial component for maintaining the accuracy of the data that is in credit reports . Senator ČORZINE . Thank you . Chairman SHELBY . Senator Dole ...
... identify the problems and start the process of correcting them . And I think that is a crucial component for maintaining the accuracy of the data that is in credit reports . Senator ČORZINE . Thank you . Chairman SHELBY . Senator Dole ...
Otras ediciones - Ver todas
Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity