The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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Página 45
... institutions safe and sound . Poor lending decisions affect all of us through institutional instability and an increased cost of credit . Other elements of FCRA are also critical to our credit - granting system . For exam- ple , in the ...
... institutions safe and sound . Poor lending decisions affect all of us through institutional instability and an increased cost of credit . Other elements of FCRA are also critical to our credit - granting system . For exam- ple , in the ...
Página 60
... institutions prevent and combat identity theft ? A.3 . From information provided by law enforcement , victim com- plaints , and news reports , we know a great deal about how identity theft happens and we can stay current with evolving ...
... institutions prevent and combat identity theft ? A.3 . From information provided by law enforcement , victim com- plaints , and news reports , we know a great deal about how identity theft happens and we can stay current with evolving ...
Página 72
... institutions are the victims of fraud because the financial institution is usually liable for any losses suffered as a result of the fraud . Consumers obviously suffer unnecessary inconvenience and insecurity as a result of fraud , and ...
... institutions are the victims of fraud because the financial institution is usually liable for any losses suffered as a result of the fraud . Consumers obviously suffer unnecessary inconvenience and insecurity as a result of fraud , and ...
Página 73
... institutions to make timely disclosures to individuals , credit reporting agencies , and law enforcement when their information has been breached , either computerized or paper records , and compromises that personal information of ...
... institutions to make timely disclosures to individuals , credit reporting agencies , and law enforcement when their information has been breached , either computerized or paper records , and compromises that personal information of ...
Página 74
... institutions , identity theft is becoming an increasingly large issue . I think as we approach the issue , we want to make certain that we do it in the context of recognizing the value of our system of credit in this coun- try today ...
... institutions , identity theft is becoming an increasingly large issue . I think as we approach the issue , we want to make certain that we do it in the context of recognizing the value of our system of credit in this coun- try today ...
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Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity