The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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Página vii
... Limited Information Exists on Extent of Credit Report Errors and Their Implications for Consumers , by Richard J. Hillman , Direc- tor , Financial Markets and Community Investment , U.S. General Account- ing Office The Development and ...
... Limited Information Exists on Extent of Credit Report Errors and Their Implications for Consumers , by Richard J. Hillman , Direc- tor , Financial Markets and Community Investment , U.S. General Account- ing Office The Development and ...
Página 2
... limited timeframe we have available, it is my intention to develop a comprehensive hearing record to inform the Committee's debate. We are now moving to the hearing phase and are beginning at what I feel is the best point of departure ...
... limited timeframe we have available, it is my intention to develop a comprehensive hearing record to inform the Committee's debate. We are now moving to the hearing phase and are beginning at what I feel is the best point of departure ...
Página 2
... limited timeframe we have available , it is my intention to develop a comprehensive hearing record to inform the Commit- tee's debate . We are now moving to the hearing phase and are beginning at what I feel is the best point of ...
... limited timeframe we have available , it is my intention to develop a comprehensive hearing record to inform the Commit- tee's debate . We are now moving to the hearing phase and are beginning at what I feel is the best point of ...
Página 3
... limited and not standardized . The credit bureaus , also known as consumer reporting agencies , manu- ally recorded consumer information on index cards , updated the in- formation irregularly , and often retained it indefinitely . Over ...
... limited and not standardized . The credit bureaus , also known as consumer reporting agencies , manu- ally recorded consumer information on index cards , updated the in- formation irregularly , and often retained it indefinitely . Over ...
Página 8
... limited to those with permissible pur- poses ? Mr. BEALES . I think this is sensitive information . Chairman SHELBY . Sensitive information . Basically , private in- formation . Mr. BEALES . Basically , private information . And in ...
... limited to those with permissible pur- poses ? Mr. BEALES . I think this is sensitive information . Chairman SHELBY . Sensitive information . Basically , private in- formation . Mr. BEALES . Basically , private information . And in ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity