The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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Página 2
... obtain more information about the history, the purpose, and function of this important law. I look forward to his ... obtained a full sense of the value of our national system and we will be able to balance the various issues presented ...
... obtain more information about the history, the purpose, and function of this important law. I look forward to his ... obtained a full sense of the value of our national system and we will be able to balance the various issues presented ...
Página 2
... obtain more information about the his- tory , the purpose , and function of this important law . I look for- ward to ... obtained a full sense of the value of our national system and we will be able to balance the various issues ...
... obtain more information about the his- tory , the purpose , and function of this important law . I look for- ward to ... obtained a full sense of the value of our national system and we will be able to balance the various issues ...
Página 4
... when credit is denied based , even in part , on a consumer report , the creditor must notify the consumer of the iden- tity of the credit bureau from which the report was obtained , of the right to obtain a free copy of the report , 4.
... when credit is denied based , even in part , on a consumer report , the creditor must notify the consumer of the iden- tity of the credit bureau from which the report was obtained , of the right to obtain a free copy of the report , 4.
Página 5
... obtain a free copy of the report , and the right to dispute the accuracy of the information in the report . A consumer can initiate a dispute by notifying a credit bureau of incomplete or inaccurate information in his or her credit ...
... obtain a free copy of the report , and the right to dispute the accuracy of the information in the report . A consumer can initiate a dispute by notifying a credit bureau of incomplete or inaccurate information in his or her credit ...
Página 9
... obtain under the 1996 Amendments that did not exist previous to the 1996 Amendments ? Just off the top of your head . Mr. BEALES . Previous to the 1996 Amendments , if you shared in- formation among affiliates , and the information was ...
... obtain under the 1996 Amendments that did not exist previous to the 1996 Amendments ? Just off the top of your head . Mr. BEALES . Previous to the 1996 Amendments , if you shared in- formation among affiliates , and the information was ...
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Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity