The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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Página 7
... testimony today and look forward to the questions . Chairman SHELBY . Thank you , Senator Dole . Your opening state- ment will be made a part of the record . Senator DOLE . Thank you , Mr. Chairman . Chairman SHELBY . We will recess the ...
... testimony today and look forward to the questions . Chairman SHELBY . Thank you , Senator Dole . Your opening state- ment will be made a part of the record . Senator DOLE . Thank you , Mr. Chairman . Chairman SHELBY . We will recess the ...
Página 9
... testimony , you cite a 1996 D.C. Circuit Court case where the court held that a major purpose of the Fair Credit Reporting Act , and I will quote : " Is the privacy of a consumer's credit - related data . " Do you believe that this is ...
... testimony , you cite a 1996 D.C. Circuit Court case where the court held that a major purpose of the Fair Credit Reporting Act , and I will quote : " Is the privacy of a consumer's credit - related data . " Do you believe that this is ...
Página 10
... testimony . And I am just going to ask , if you will , just to take maybe one minute and say , if there is nothing else that you walk out of here remembering that I have said , this would be the one or two or three things . Can you ...
... testimony . And I am just going to ask , if you will , just to take maybe one minute and say , if there is nothing else that you walk out of here remembering that I have said , this would be the one or two or three things . Can you ...
Página 29
... testimony earlier , risk must be gauged accurately , as best we can . Mr. BEALES . Certainly . Chairman SHELBY . That is what the system is about , is not it ? Mr. BEALES . Certainly . Chairman SHELBY . Is gauging the risk as accurately ...
... testimony earlier , risk must be gauged accurately , as best we can . Mr. BEALES . Certainly . Chairman SHELBY . That is what the system is about , is not it ? Mr. BEALES . Certainly . Chairman SHELBY . Is gauging the risk as accurately ...
Página 42
... testimony is made part of the record and then some of your oral testimony here , is full of references to the dynamic nature of the credit markets . How do you make sure that the FCRA , the Fair Credit Reporting Act , legal regime and ...
... testimony is made part of the record and then some of your oral testimony here , is full of references to the dynamic nature of the credit markets . How do you make sure that the FCRA , the Fair Credit Reporting Act , legal regime and ...
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Términos y frases comunes
1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity