The Fair Credit Reporting Act and Issues Presented by Reauthorization of the Expiring Preemption Provisions: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003U.S. Government Printing Office, 2004 - 706 páginas |
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... tion you are giving to this critical issue . As you indicated , we have a short timeframe within which to ad- dress the reauthorization of the Fair Credit Reporting Act's pre- emption authority . And I believe that there is an ...
... tion you are giving to this critical issue . As you indicated , we have a short timeframe within which to ad- dress the reauthorization of the Fair Credit Reporting Act's pre- emption authority . And I believe that there is an ...
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... tion with a business transaction initiated by the consumer . Any of those would be permissible purposes under the statute . Chairman SHELBY . Not a fishing expedition . Mr. BEALES . Not a fishing expedition . Not idle curiosity ...
... tion with a business transaction initiated by the consumer . Any of those would be permissible purposes under the statute . Chairman SHELBY . Not a fishing expedition . Mr. BEALES . Not a fishing expedition . Not idle curiosity ...
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... tion between being an affiliate and being different divisions of the same company . In the different divisions case , there is no restriction on sharing . Chairman SHELBY . A legal distinction ? Mr. BEALES . Excuse me ? Chairman SHELBY ...
... tion between being an affiliate and being different divisions of the same company . In the different divisions case , there is no restriction on sharing . Chairman SHELBY . A legal distinction ? Mr. BEALES . Excuse me ? Chairman SHELBY ...
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... . Senator CARPER . Looking back , I was not here when the preemp- tion language was adopted . But why was it adopted ? Mr. BEALES . I was not involved in that debate , either , and I do not know . Why was it adopted ? I think it was in 11.
... . Senator CARPER . Looking back , I was not here when the preemp- tion language was adopted . But why was it adopted ? Mr. BEALES . I was not involved in that debate , either , and I do not know . Why was it adopted ? I think it was in 11.
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... tion for examining these issues . Of course , the preemption provisions of the Fair Credit Reporting Act , not the Act itself , just the preemption provisions , sunset on January 1 , 2004 . The Fair Credit Reporting Act itself serves an ...
... tion for examining these issues . Of course , the preemption provisions of the Fair Credit Reporting Act , not the Act itself , just the preemption provisions , sunset on January 1 , 2004 . The Fair Credit Reporting Act itself serves an ...
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1996 Amendments AARP accuracy affiliate sharing alert allow bank BEALES CDIA Chairman MURIS Chairman SHELBY Citibank Citigroup Committee companies complaints Congress consumer credit Consumer Data consumer protection consumer reporting agencies CRA's credit bureaus credit card credit information credit report information Credit Reporting Act credit reporting agencies credit reporting system credit scores creditors customers database disclosure dispute enacted Equifax Experian Fair Credit Reporting Fair Isaac Fargo FCRA Federal Trade Commission FICO scores financial institutions financial services furnishers hearing identifying identity theft identity theft victims important industry information sharing issue law enforcement legislation lenders loan mortgage Neiman Marcus offers percent personal information preemption prescreening problem rates retail risk risk-based pricing Senator BENNETT Senator SARBANES Social Security number standards statement sumer testimony Thank tion transaction TransUnion Vermont victims of identity